Life Insurance Myths Debunked

Life insurance is a little discussed and often misunderstood subject. Before you purchase a policy, you want to be sure that you have a complete understanding of the product you’ve entrusted to keep your family’s financial future secure. However, with all the myths and misconceptions, it can be hard to know what to believe. So that you can easily purchase life insurance in Antioch, CA, here are a few common myths busted!

Myth: I have dependents so I don’t need life insurance.

Even if you are single, married with no children, and have no dependents, life insurance is important. Life insurance may help your remaining loved ones pay off your debts (like private college loans, for instance) if you pass away. Life insurance would also help if you’re single and own a business or have major co-signed debt. 

Myth: It’s too expensive.

Life insurance can be very affordable for many people, depending on the coverage you’re looking for. You can start with a policy that fits your budget, and you may be able to purchase additional coverage later on.

Myth: Stay-at-home parents don’t need it.

If you die, who’s going to take care of your children, elderly parents, and even your pets? Your surviving spouse may need to hire help, and insurance benefits could help pay for these expenses. Don’t underestimate the value of a stay-at-home parent.

Talk to the expert insurance agents at Jack Stone Insurance Agency for a reliable life insurance policy that meets your needs and budget. Serving Brentwood, Antioch, and surrounding cities in California, contact us today!

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