Thousands of people ride their motorcycles on a daily basis. While riding motorcycles is a popular hobby, it also comes with significant risks. One bump in the road or a collision with an object can lead to severe injuries. Insurance provides protection during emergencies. If you are planning to file a motorcycle accident claim, avoid these common errors.
Research shows that motorcycle accidents have a high likelihood of causing life-changing injuries and potentially death. The National Highway Traffic Safety Administration notes that multiple factors can result in a serious motorcycle accident, including inclement weather and the behavior of other drivers. If you plan to file a motorcycle accident claim, avoid these common errors that may prevent you from being compensated properly.
- Neglecting Medical Care
If you are injured in a motorcycle crash, your adrenaline may cause you to feel better than you actually are. That’s why many accident victims downplay the seriousness of their injuries in the immediate aftermath of a motorcycle crash. Failing to get checked out until a few days after the accident may send a red flag to your insurer. They may opt to deny your claim on the basis that your injuries may have been caused by something else. Failing to get immediate medical attention could also result in long-term health problems such as permanent disability. Once you have been injured, visit your doctor right away so that you will be aware of the full extent of your injuries. Your doctor will also create a record of your injuries as a result of the crash, which makes the claims process run smoothly.
- Delaying Filing The Claim
Keep in mind that most claims have a statute of limitations. Waiting to file your injury is a common error to avoid. File your motorcycle accident claim immediately to avoid the statute of limitations expiration date. In many states, the statute of limitations is three years. It’s recommended that you file the claim as quickly as possible because the accident is fresh in your mind.
- Admitting Some Fault
Being involved in a serious accident is often a traumatic experience. Even if you survive the crash with minor injuries, you may feel scared and confused. Because of these feelings, many accident victims overreact and say more than they should at the scene. Any information that you say at the scene could be used against you by the insurer. For that reason, it’s important to stay as calm as possible. Your insurer may attempt to use the information to help lower your liability claim. In many cases, victims admit to being at fault when they aren’t. This type of behavior can negatively impact your claim.
- Failing to Hire an Attorney
Hiring an attorney is an asset. However, many accident victims avoid hiring an attorney because they believe they can’t afford it, especially with the cost of medical treatment. This is a common mistake. Hiring an attorney increases your chances of receiving fair compensation for your injuries. If you try to handle the claims process on your own, the insurer will take advantage if you make a mistake, and you won’t get paid what you are owed. Experienced attorneys know how to work with insurers to ensure that you receive the proper compensation. They can guide you through the process and explain the complex details of your case.
Consult With Jack Stone Insurance Agency
Being involved in a motorcycle accident can be a traumatic experience. You may suffer both physical and emotional damage. Filing a motorcycle accident claim can help you receive the benefits that you deserve. However, it’s important to avoid these common errors to make sure that you are paid what you’re entitled to. If you have any questions, contact our team here at Jack Stone Insurance Agency. We are always ready to assist you.