How your auto insurance Antioch CA policy will work for you and the deer this season.
If you love the cool fall weather, you are not alone. So do deer! While seeing a family of grazing deer on the side of the road is a welcome sight during a busy morning commute, you may have the complete opposite feelings if the same deer are in the road. Luckily, your auto insurance Antioch, CA policy with comprehensive and collision coverage will work to keep you covered.
If you do hit a deer in the road this season, the comprehensive portion of your auto insurance policy will provide coverage. Comprehensive coverage will cover damages to your vehicle that are caused by an incident other than an accident, including a collision with a deer.
Hitting a deer is typically considered an unpredictable act, different than hitting a tree or another car. Since hitting a deer is not completely your fault, you will generally not have to deal with an increase in your auto insurance rates. Keep in mind that every auto insurance company is a little bit different, so make sure to talk with your insurance agent to find out the specifics of your policy.
The best way to avoid having to make a claim to your auto insurance company for a deer collision is to avoid a deer accident before it occurs. Keep these tips in mind to keep you and the deer safe on the road.
- Stay alert whenever you are behind the wheel. If you are alert you are much more likely to be able to react safely to a deer in the road.
- Deer often travel in groups. If you see one deer, it typically means more are close behind, so be extra careful.
- As hard as it may be, do not swerve out of the way if a collision with a deer is inevitable. Instead, slow down as much as possible and hit the deer.
For all of your auto insurance in Antioch, CA needs to keep you covered on the fall roads, contact Jack Stone Insurance Agency, serving Antioch, Brentwood, and surrounding California areas.