Cheap auto insurance in Antioch, CA may do more damage to your finances than good.
Do you coupon clip? Save the extra dollar where you can? Even if you’re a discount addict, there are some things that you shouldn’t skimp on. When you’re buying something of value, such as insurance, you want to make sure that you’re getting all of your money’s worth, of course. However, you don’t want to limit your coverage, making your vehicle, family, and finances vulnerable! Believe it or not, cheap auto insurance in Antioch, CA may not be worth it.
Before you select the cheapest policy that you see online, here’s why it may not be best for you:
Minimal coverage means minimal protection. If you only aim to acquire your state’s minimum liability coverage, you may save a few dollars every month. However, you could pay out a significant amount of money if you need to file a claim.
Higher deductibles = higher out-of-pocket expenses. Raising a deductible tends to lower the monthly payment. Doing so will increase the cost of filing a claim as you’ll have to pay more out of pocket. Bear this in mind when choosing your policy.
Low limits increase liabilities. Available limits can seem staggeringly high. Possibly even beyond the levels of damage that you imagine you might inflict. Even so, you’d be surprised at how fast these limits can be reached and breached. In turn, you’ll be left to foot the bill for the excess damages.
Before you buy a bare-bone, inexpensive policy, talk to the professionals at Jack Stone Insurance Agency. We provide motorists with reliable auto insurance in Antioch, CA, and neighboring cities to suit their needs and budget!