Life Insurance

Over the years, with the number of air crashes on the decline, flying has become safer but plane crashes cannot yet be ruled out completely. As a frequent flyer or a pilot, you must know whether your life insurance covers you if you get into a crash. Generally, plane crashes are covered in most life insurance policies.  However, depending on

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A term life insurance policy only covers you for a set period, meaning it comes with an expiration date. Generally, term life insurance will cover you for 5-30 years, depending on your policy type. As per the term life insurance rule, your beneficiaries will get the death benefit if you die during the policy period. However, what if your term

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There are multiple variables that impact life insurance policies. Insurers assess both present and future risks. Heart disease is a common issue that many insurance companies are aware of. Research shows that thousands of people die every year due to heart failure. The number of patients admitted to the hospital because of a serious heart condition continues to rise every

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Choosing the beneficiary for your life insurance might not be as simple as you think. It’s is not easy to transfer bank accounts to change or update your beneficiary. As a result, you must learn how your life insurance provider handles beneficiaries. Here are a few tips to help you choose the best beneficiary for your life insurance policy: Consider

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For those who need them, life insurance policies can provide much-needed funds for loved ones if the primary breadwinner passes away unexpectedly. There are instances, however, when a life insurance policy is no longer needed. In some cases, an emergency may require that a policy be liquidated so that the insured can use the money for other purposes, such as

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When you buy a life insurance policy, you expect it to protect your family. There are instances, however, that your family’s claim against your life insurance may be denied. Almost every life insurance policy will contain certain exclusions that will result in the denial of your family’s claim. It’s important to know what is in your policy when you purchase

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If you’re thinking of purchasing a whole life insurance policy, you should first understand the essential elements of life insurance, especially whole life insurance coverage. Knowing the elements that make up a whole life insurance policy will not only ensure you get the best coverage but will also help you make the most of your policy. The basic elements that

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Life insurance is a deeply personal financial decision. When you rely exclusively on group coverage through work, you miss the opportunity to tailor coverage to your personal needs. Although you may thank that you have life insurance coverage through work and, therefore, do not need to take out another policy, there are many benefits of buying your own life insurance

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Juggling work, home life, a social life, chores, and more, it’s possible that even the most organized people let life insurance in Antioch, CA fall by the wayside. It’s easy to ignore this coverage until you are married, have kids, and a stable career. Yet, all too often, people overlook obtaining this coverage when it could be helping their families.

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