Flood Insurance

Flooding caused by heavy rains can be a significant concern for homeowners, especially those in areas prone to flooding. Floods can cause extensive damage to your property and possessions, and without proper coverage, you could be left with significant financial losses. In this blog, we’ll answer whether flood insurance covers heavy rains and help you understand the coverage and exclusions

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As you all know that a standard homeowners’ insurance policy won’t cover flood damage and for that, you need to buy a flood insurance endorsement. However, it can cover water damage caused by a failed washing machine or burst pipe. Most homeowners ignore buying water backup coverage, considering this and water damage coverage is the same. However, unfortunately, they are

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California does not require a homeowner to carry insurance on their house or personal property. Lenders who offer mortgages, however, do require it. In most cases, homeowners in California will do whatever they can to protect their homes and belongings. This includes purchasing flood insurance in addition to your homeowners policy. If you don’t purchase a homeowners policy and the

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