Earthquake Insurance


The Price of Protection: Estimating Earthquake Insurance in California

California is the land of sunshine, beaches, and earthquakes! While the Golden State boasts undeniable beauty, the constant threat of seismic activity is a reality for residents. While homeowners insurance protects your property from many perils, earthquake damage is a glaring exception. This is where earthquake insurance steps in, offering a crucial financial safety net in a devastating quake. Let’s

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Exploring Earthquake Coverage in Renters Insurance

Renters insurance is a crucial safety net for tenants, offering protection for personal belongings in cases of theft, fire, or natural disasters. However, one question often lingers: Does renters insurance cover earthquakes? In this blog, we will delve into the specifics of earthquake insurance for renters to shed light on this critical coverage aspect. Earthquake Insurance for Renters While renters

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Breaking down the Cost of Earthquake Insurance in California

Homeowners insurance doesn’t typically cover earthquakes. So as a California homeowner, you should carry earthquake insurance if your property is to be fully protected. On average, in California, earthquake insurance costs $3.54 for every $1,000 of insurance coverage. This means to insure your single-family home at a $600,000 replacement cost, you’ll need to pay $2,124 in annual premium. In general,

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