Homeowners Insurance

19
Jan

What Can I Do If My Homeowner’s Claim Is Denied?

When you file a claim against your homeowners’ insurance policy, you normally have a good reason to do so. However, there are times when claims are denied, and it is up to you to figure out why. It may be an error in the paperwork, or there could be something in the policy that you didn’t realize was not covered.

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22
Dec

Homeowners Insurance: What Is an “Act of God”?

Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an ‘Act of God.’ Defining an “Act of God” An “Act of God” is an event that occurs directly because of a force of nature and could not

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3
Nov

How Homeowners Insurance Cover Personal Injury Claims

Personal injuries can happen at anyone’s home, which is why every homeowner needs to carry a certain amount of liability coverage. For example, a guest might trip over a crack in your floor and sustain serious injuries from the fall. Therefore, you will need sufficient coverage in place to reduce the chances of a lawsuit. Are Personal Injury Claims Common?

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17
Jun

4 DIY Mistakes That Can Affect Homeowners Insurance and How to Prevent Them

A Do-It-Yourself (DIY) project is a great way to add a personal touch to your home. These projects can be fun and less expensive than hiring a professional. Still, the slightest errors can cost you a lot of money in repairs or replacement. They might even result in an increased home insurance premium. Here’s a look at the most common

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15
Oct

Homeowners, Were You Aware of These Myths About Homeowners Insurance?

Most homeowners know what their homeowners insurance covers and when they can file a claim. Or do they? Surprisingly few homeowners actually take the time to read through their policy and review it regularly. This results in disappointment and financial hardship when they try to file a claim for something that is not covered in their policy. To understand common

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