Our approach is unique. See how we can help you! Contact Us
A mortgage is a legal and binding contract that is full of stipulations. One of which is to make sure all of your payments are made on time. Another stipulation is that you carry a homeowners insurance policy that will cover the cost of your mortgage if your home is ever damaged or destroyed. If you allow your homeowners insurance
Homeowners’ insurance claims payout periods vary depending on your state and insurance company’s requirements. However, the process of settling claims typically follows certain procedures. Here is a look at how a claim is assessed and paid. How Is Damage Assessed During a Claim? Once you file a claim for property damage, an adjuster will visit the property to examine what
Homes are the most valuable thing you may own. Insurance protects the value of the building, including modifications, as well as our personal items. When shopping for the best homeowners insurance deal, use the following tips to make your journey more efficient. Ideally, you’ll find an insurer that gives you customized options. Search for the Best Deal You’ll need to
When you file a claim against your homeowners’ insurance policy, you normally have a good reason to do so. However, there are times when claims are denied, and it is up to you to figure out why. It may be an error in the paperwork, or there could be something in the policy that you didn’t realize was not covered.
Reading a homeowners policy for many is like looking at a book written in a different language wherein the words and phrases used may be difficult to understand. One such phrase is an ‘Act of God.’ Defining an “Act of God” An “Act of God” is an event that occurs directly because of a force of nature and could not
Personal injuries can happen at anyone’s home, which is why every homeowner needs to carry a certain amount of liability coverage. For example, a guest might trip over a crack in your floor and sustain serious injuries from the fall. Therefore, you will need sufficient coverage in place to reduce the chances of a lawsuit. Are Personal Injury Claims Common?
A Do-It-Yourself (DIY) project is a great way to add a personal touch to your home. These projects can be fun and less expensive than hiring a professional. Still, the slightest errors can cost you a lot of money in repairs or replacement. They might even result in an increased home insurance premium. Here’s a look at the most common
Most homeowners know what their homeowners insurance covers and when they can file a claim. Or do they? Surprisingly few homeowners actually take the time to read through their policy and review it regularly. This results in disappointment and financial hardship when they try to file a claim for something that is not covered in their policy. To understand common