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If you file a car insurance claim, your insurer will likely consider you high risk, and therefore, raise your premiums. They will further increase your premium if you file multiple car insurance claims in three years. The period (either the same week or a year apart) between two claims doesn’t matter, as the insurer will consider all claims filed within
Your RV insurance costs won’t automatically go up just because you’ve filed a claim. In case you file an insurance claim, an adjuster will assess the related incident photos and police report and talk to witnesses of the accident. Whether your rates will rise depends on liability and fault. Here’s detailed information on this topic. Fault or At-Fault At-fault insurance
Thousands of people ride their motorcycles on a daily basis. While riding motorcycles is a popular hobby, it also comes with significant risks. One bump in the road or a collision with an object can lead to severe injuries. Insurance provides protection during emergencies. If you are planning to file a motorcycle accident claim, avoid these common errors. Research shows
Many people opt to add custom features to their vehicles to express their creativity. However, adding those modifications will likely alter your auto insurance policy. Here’s a look at how modifications impact car insurance. You have the freedom to personalize your vehicle to align with your style. While feeling comfortable in your ride is important, you also must protect your
Every state has mandatory car insurance requirements. Although it may be different for each state, the basic premise is still the same. If you own a vehicle and it is registered with the state, it also must be insured. Even if you don’t drive it much or keep it in the garage for the majority of the year, it still
To attract and retain customers, most insurance companies offer multi-policy discounts (bundling discounts). While this may sound like a good deal, bundling policies has some downsides, too. Therefore, you should analyze your situation carefully before bundling your policies. What Is Bundling? Bundling insurance means purchasing multiple insurance products from the same insurance company. For instance, you can buy your home,
Home insurance helps protect one of your most valuable assets, your home. If something were to go wrong, generally, your next move would be to file a homeowners insurance claim. However, there are some cases when filing a claim may not go as smoothly as you would like. Unfortunately, there have been several cases of insurance companies denying home insurance
Shopping for auto insurance can be stressful as you figure out the type of coverage you need. It’s important to plan for emergencies when assessing your coverage options. Many people who search for auto liability insurance are trying to find policies with the lowest premiums. However, purchasing a policy with a minimum amount of coverage leaves you exposed. One serious
Auto insurance is there to help protect our pockets when the worst happens. From collisions to accidents and more, car insurance steps in to recover and repair our vehicles. While it covers a variety of situations, does it cover legal fees? Many of us don’t know what our auto insurance in Antioch, CA covers when it comes to legal expenses. Car Insurance
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