Oct 15, 2025
Bodily Injury Liability Coverage: What It Is and How It WorksWhen it comes to auto insurance, understanding your coverage options is essential to protect yourself financially in case of an accident. One of the most important, yet sometimes confusing, parts of auto insurance is bodily injury liability coverage. Whether you're a new driver or seasoned on the road,...
Oct 08, 2025
Do RV Insurance Policies Cover Water Damage?Owning a recreational vehicle (RV) opens doors to memorable adventures and the freedom of the open road. But when it comes to protecting your investment, one common concern among RV owners is water damage. Whether caused by storms, leaks, or floods, water can significantly harm your RV’s structure...
Sep 03, 2025
How Long Does A Speeding Ticket Stay On Your Record?A speeding ticket can have both immediate and long-lasting effects on a driver’s record and their auto insurance premiums. Understanding exactly how long a speeding ticket lingers on your record is crucial for making informed decisions, managing insurance costs, and maintaining peace of mind on...
Jul 16, 2025
How Much Will My Auto Insurance Go Up After an Accident?If you’ve recently been involved in a car accident, you’re likely wondering: How much will my auto insurance premium increase? At Jack Stone Insurance Agency, we understand that accidents are stressful enough without the added worry of rising costs. Here we will break down what you can expect...
Jul 02, 2025
What Happens if Car Insurance Lapses? Understanding the Consequences for Your Auto InsuranceCar insurance is not just a legal formality, it’s a crucial financial safety net for every vehicle owner. At Jack Stone Insurance Agency, we help drivers understand the importance of maintaining continuous auto insurance coverage. But what happens if your car insurance lapses, even for a short...
Jun 11, 2025
Liability Car Insurance: How to stay protectedWhen you’re driving, accidents can happen at any moment, and the consequences can be costly. The right car insurance coverage is crucial, and liability car insurance is one of the most essential types you should consider. Liability car insurance helps cover the costs when you’re at fault...
Jun 04, 2025
How Does Your Location Impact Auto Insurance Premiums?When it comes to auto insurance, many factors can influence your premiums, and one of the most significant ones is your location. Whether you live in a bustling city or a quiet rural area, where you park your car and drive every day can impact your auto insurance costs. Let’s break down how your...
May 21, 2025
Does Car Insurance Cover Theft? What You Need to KnowCar theft can be a frightening experience. You leave your car parked one moment, and the next, it's gone. If your car is stolen, one of your first questions is whether your auto insurance will cover the loss. In many cases, the answer depends on your coverage type. Let's break down how auto insurance...
Mar 12, 2025
When Should You Consider Rental Car Insurance?One of the most common questions travelers face when renting a car is whether rental car insurance is necessary. Rental companies often offer their coverage options, leaving renters uncertain about what they truly need. Knowing when to opt for Rental Car Insurance and what it covers can help you make...
Mar 05, 2025
Does Auto Insurance Cover Damage from Running Over a Nail?Running over a nail can cause a flat tire and disrupt your day, leaving you to wonder if your auto insurance policy will cover the repair or replacement costs. While this might seem minor, understanding how auto insurance works in such scenarios can save you from unexpected expenses. Knowing what your...