Blog Archive

22
Mar

What Does A Flood Insurance Policy Transfer or Assumption Mean?

A homeowner trying to escape a high-risk flood zone can make their property more attractive by offering a flood insurance policy transfer to the buyer. Here are the advantages and disadvantages of offering a flood insurance transfer to the next homeowner when moving to a new location. Is Flood Insurance Transferable? Living in a flood zone determined by the federal

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16
Mar

Tips To Prevent Handling Major Boat Insurance Claims

Operating a boat is a hobby that many people enjoy. While boating is a fun way for people to spend time with their loved ones, various risks are involved. There’s a chance that the boat may suffer damages. You can be stranded on the lake because of a mechanical failure. Luckily, boat insurance covers you in those situations. The key

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22
Feb

17 Common Home Insurance Myths That You Should Be Aware Of

Many people hear home insurance myths all their lives before buying a home, only to find out home insurance is much different than they thought. Here are common myths to watch out for when assessing what type of home insurance policy you need. You’re required to purchase home insurance One of the most widespread home insurance myths is that you

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15
Feb

12 Tips to Stay Safe During an Earthquake

Large earthquakes typically cause property damage, bodily injuries, and fatalities. Therefore, whether you live in a seismic hazard zone or not, you should take all the necessary measures to stay safe during an earthquake. Here are 12 essential earthquake safety tips to get you started. Fasten Large, Heavy, Hanging ItemsFasten large, heavy, hanging items such as wall-mounted televisions and framed

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26
Jan

What to Know Before Buying a Condo

Condominiums, aka condos, are attractive investment opportunities for people who want to own property and share community amenities. If you don’t mind close neighbors and want to save money on buying a home, a condo might be the solution to your dreams. Here’s a look at the steps involved with buying a condo, which differs from buying a single-family home.

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19
Jan

What Can I Do If My Homeowner’s Claim Is Denied?

When you file a claim against your homeowners’ insurance policy, you normally have a good reason to do so. However, there are times when claims are denied, and it is up to you to figure out why. It may be an error in the paperwork, or there could be something in the policy that you didn’t realize was not covered.

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12
Jan

Five Biggest Renters Insurance Mistakes and How to Avoid Them

Renters insurance protects a tenant from liability claims and property damage emanating from perils such as theft, vandalism, fire, and some natural disasters. Despite this, only about 40% of tenants in the U.S. have this coverage. While some are just oblivious of their insurance needs, others have intentionally foregone renter’s insurance coverage due to the misconceptions they hold about it.

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5
Jan

A Look at Your Car’s Modification Effects on Car Insurance

Many people opt to add custom features to their vehicles to express their creativity. However, adding those modifications will likely alter your auto insurance policy. Here’s a look at how modifications impact car insurance. You have the freedom to personalize your vehicle to align with your style. While feeling comfortable in your ride is important, you also must protect your

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29
Dec

Are You Covered for an Earthquake If You Own a Condo?

Condo owners, especially those in California, have often been at a loss when it comes to finding and purchasing earthquake insurance for their homes. For many years, purchasing earthquake insurance coverage was impossible for condo owners. You had to rely on your HOA or other management organization that had control over the property where your condo was located. Now with

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