Blog Archive

21
Sep

How Having a Heart Attack May Impact Your Life Insurance Policy

There are multiple variables that impact life insurance policies. Insurers assess both present and future risks. Heart disease is a common issue that many insurance companies are aware of. Research shows that thousands of people die every year due to heart failure. The number of patients admitted to the hospital because of a serious heart condition continues to rise every

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14
Sep

What Should You Know About California Fair Plan Wildfire Insurance?

Certain homeowners in California’s areas with high wildfire risks have difficulty finding regular fire insurance due to insurers not wanting to take on high risks. But homeowners can turn to California FAIR Plan Wildlife Insurance if they qualify. Here’s a look at how the FAIR plan, which is a bit more expensive than a regular fire insurance plan. How Does

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7
Sep

Major RV Insurance Claims & How to Avoid Them

Recreational vehicles, such as RVs, can present unique difficulties. RVs are more significant than the cars that we are used to regularly driving. Due to their size, RVs are difficult to navigate and require insurance. RV insurance claims tend to be massive. When operating an RV, it’s simple to underestimate the space available for swinging or fitting below objects. It’s

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24
Aug

Discussing the Most Common Condo Insurance FAQs

A condo insurance policy is recommended for anyone who owns a condominium. However, if you are a first-time buyer, you might have lots of questions, from what it covers to what to look for and how it differs from homeowners insurance. Continue reading to find answers to the common condo insurance FAQs you may have. How Does Condo Insurance Differ

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17
Aug

How Does Flood Insurance Differ from Water Backup Coverage?

As you all know that a standard homeowners’ insurance policy won’t cover flood damage and for that, you need to buy a flood insurance endorsement. However, it can cover water damage caused by a failed washing machine or burst pipe. Most homeowners ignore buying water backup coverage, considering this and water damage coverage is the same. However, unfortunately, they are

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10
Aug

How Can a Motorcycle Insurance Claim Be Filed Correctly?

You were riding your motorcycle when the accident occurred. It makes sense that you might be wary of making an insurance claim after a motorcycle accident. After all, the majority of people do not frequently file claims. You should study the policy and speak with your insurance agent for the specifics because each insurance company has its own procedures for

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3
Aug

Are Sinkholes Covered by My Homeowners Insurance?

Standard homeowners policies cover three primary things. They include structures on the property, your personal possession, and various types of liability. Basic policies do not cover various natural disasters, such as hurricanes, floods, and earthquakes. Other natural occurrences that are not covered include sinkholes and minor movements of the earth that may shift or crack the foundation of a home.

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27
Jul

Is Eviction a Possible Consequence of Not Carrying Renters Insurance?

Most U.S. landlords require tenants to have renters insurance. This brings up the question of whether or not your landlord can evict you if you can’t afford this coverage. There’s no straight answer to this question, mainly because eviction largely depends on the tenancy agreement terms. For instance, if your lease agreement does not require you to have renters insurance,

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20
Jul

How Should You Choose a Life Insurance Beneficiary

Choosing the beneficiary for your life insurance might not be as simple as you think. It’s is not easy to transfer bank accounts to change or update your beneficiary. As a result, you must learn how your life insurance provider handles beneficiaries. Here are a few tips to help you choose the best beneficiary for your life insurance policy: Consider

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