Blog Archive

22
Apr

All You Need to Know About RV Insurance Policy

If you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58 million worth of losses. You should purchase the right RV insurance for your

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15
Apr

Will My Auto Insurance Policy Cover Off-Road Driving?

In the U.S., most auto insurance policies only cover “normal usage” of road-legal vehicles, which means driving on the highway. However, Americans love off-road driving. To give you an idea, the U.S. off-road vehicles market was worth around $9 billion in 2017 and has been growing steadily since then, as reported by the Global Market Insights. Additionally, the U.S. Department

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8
Apr

Why Do You Need a Classic Car Insurance?

Classic car insurance offers specialized coverage options that are tailored to address the classic car owners’ needs. The defining feature of classic car insurance, however, is agreed value coverage.  Agreed value coverage means that, unlike regular cars that are mainly valued by insurers based on age and mileage, the valuation of your classic car is based on a value you’ve

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25
Mar

Auto Insurance for Unlicensed Drivers

How to Get Auto Insurance Without a License  You may find that you don’t have a driver’s license but you need car insurance. Is it possible to get auto insurance without holding a driver’s license? Today, we’re going to explain everything you need to know about getting auto insurance in Antioch, CA without a driver’s license. Can you get car insurance without

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18
Mar

All You Need to Know About Umbrella Insurance

According to the Insurance Information Institute (III), even though most American homeowners carry home insurance, nearly two-thirds lack the coverage they would need if they suffered a major disaster. The solution is to purchase umbrella insurance, which is extra coverage that policyholders can add to extend their traditional insurance plans. Here are reasons why you should check with your insurer

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11
Mar

Understanding Proof of Loss for Insurance Claims

One of the most important lessons in filing insurance claims for business reimbursement is that you must present proof of loss. The same applies to personal claims. Here are essential points to know about what proof of loss is and how you must present it. How Proof of Loss is Defined Whenever you submit proof of loss for an insurance

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4
Mar

The Role of Insurance Riders in a Homeowners Policy

Endorsements or floaters are insurance terms used to describe an insurance rider, which is an option that adds to an existing policy. Buying homeowners insurance riders can be an effective strategy for increasing coverage limits. Here are key focal points to understand about insurance riders in a homeowners policy. Reasons for Home Insurance Riders The standard home insurance policy focuses

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25
Feb

Ten Essential Upgrades that Can Lower your Home Insurance Costs

While renovating your home is a great way to increase its value, many of the improvements that boost your home’s value can also render your current home insurance inadequate and thus expose you to losses. Conversely, some changes can lead to lower insurance premiums. Here are 10 home changes that your insurer should know about. Roof According to the Insurance

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18
Feb

14 Interesting Facts about the Month of February

One of the famous facts about February is that it’s the shortest month of the year, with 28 and 29 days in common and leap years, respectively. The much-celebrated Super Bowl of the National Football League (NFL) that happens on every first Sunday of February also stands out for most American sports lovers. Here are 14 more interesting facts for

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