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Home insurance is a type of insurance policy designed to protect homeowners from financial losses due to damage to their properties. This type of insurance covers a variety of different perils and can provide you with peace of mind in case the unexpected were to occur. How are home insurance premiums paid? Home insurance premiums are typically paid in either

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Damage of any kind to your RV can put a damper on exciting travel plans. Water damage is a sneaky issue that may go unnoticed for a long time. In this article, we provide you with a comprehensive understanding of how to get the right travel trailer water damage coverage. Travel Trailer Insurance – Types of Coverage Available  Recreational trailers

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A renters insurance policy covers your personal property stored on and off the rented premises. Whether college students need renters insurance depends on where they live- at their parents’ place or on campus. When Is Renters Insurance for College Students Crucial? A college student may need renters insurance coverage if: They live in a house or apartment outside the campus

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There are different ways your car insurance policy can get canceled. You might cancel it because you’ve found a better deal with another insurer. An insurance company will cancel a customer’s policy if they haven’t paid their monthly premiums. Here’s what you need to know about car insurance reinstatement after a policy is canceled. What Is Car Insurance Reinstatement? The

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Landlord’s insurance offers some level of liability coverage. This coverage pays for liability costs that may come about in case of third-party bodily injury or property damage. For instance, if a potential tenant comes to inspect your rental property and falls off your slippery stairs, breaking their arm, they will likely sue you for compensation. The liability portion of your

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Motorcycling is a popular hobby. Perhaps you use your motorcycle on a regular basis. Be aware that riding a motorcycle is a high-risk endeavor. That’s why it’s important that you obtain a strong motorcycle insurance policy. Motorcycle insurance covers you in multiple situations. Perhaps that security leads to you allowing your friend to operate your motorcycle. Here’s an overview of

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Sailing can be a year-round activity, but you need the right boat insurance coverage wherever you go. Some areas can have unexpected storms in any given season. Ideally, your boat insurance will cover damage from storms, lightning, hail, and floods. But you have to read the policy carefully since different providers offer their own precise coverage. Will Boat Insurance Cover

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Renters insurance covers your hotel stays if your rental home is uninhabitable after a covered loss or event. Besides protecting your hotel stays, renters insurance also pays for additional living expenses you incur while staying away from your rental home, including transportation costs, pet storage, restaurant bills, laundry expenses, etc. However, renters insurance will only cover your hotel stays and

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A crack, no matter how small, in the driveway can be a problem for homeowners. However, if a covered peril causes damage to your driveway, your insurance may pay to repair the damage up to your policy’s limits and minus your deductible. A homeowners insurance policy may also cover secondary structures on your property, including decks, patios, sheds, and driveways.

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