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Thousands of people across the country enjoy taking their watercraft out on the water during warm days. Some enjoy throwing parties and hanging out with loved ones, while others use the time to relax and unwind. Be aware that there are multiple risks associated with operating a watercraft. An accident can occur at any time. That’s why watercraft owners are
As a condo owner, you’re likely aware that condo insurance provides similar protection to home insurance policies. However, there are some differences regarding interior and exterior coverage. While condo insurance covers external damage, as well as damage to common areas such as stairs and elevators, you’ll need to add dwelling coverage. Types of Dwelling Coverage There are two types of
When your pet passes away, you might be concerned about the expenses of your pet’s funeral and cremation. A pet insurance policy helps cover the costs of a pet’s medical care, but does it cover cremation and related expenses? Let’s discuss. What Is Pet Cremation? Pet cremation is the process of burning a pet’s remains to ashes. It is often
Damage of any kind to your RV can put a damper on exciting travel plans. Water damage is a sneaky issue that may go unnoticed for a long time. In this article, we provide you with a comprehensive understanding of how to get the right travel trailer water damage coverage. Travel Trailer Insurance – Types of Coverage Available Recreational trailers
A renters insurance policy covers your personal property stored on and off the rented premises. Whether college students need renters insurance depends on where they live- at their parents’ place or on campus. When Is Renters Insurance for College Students Crucial? A college student may need renters insurance coverage if: They live in a house or apartment outside the campus
A crack, no matter how small, in the driveway can be a problem for homeowners. However, if a covered peril causes damage to your driveway, your insurance may pay to repair the damage up to your policy’s limits and minus your deductible. A homeowners insurance policy may also cover secondary structures on your property, including decks, patios, sheds, and driveways.
A term life insurance policy only covers you for a set period, meaning it comes with an expiration date. Generally, term life insurance will cover you for 5-30 years, depending on your policy type. As per the term life insurance rule, your beneficiaries will get the death benefit if you die during the policy period. However, what if your term
As a landlord, you must consider your family’s safety and security as well as the security of all your rental properties, your tenants, and any potential liabilities. This is where umbrella insurance becomes useful. However, it might be a little confusing to know which liabilities are covered and which are not. This blog will help dispel the mystery surrounding umbrella
Your auto insurance will start covering you and your vehicle right after you sign a policy. However, with backdating, the policy begins earlier than when you actually sign it. Will your provider allow you to backdate your auto insurance policy? Let’s find out. Is Backdating Auto Insurance Possible? No, because backdating a policy means stating that you have purchased auto
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