Jack Stone Insurance Agency

30
Nov

What Should You Know About Homeowners Insurance Driveway Damage?

A crack, no matter how small, in the driveway can be a problem for homeowners. However, if a covered peril causes damage to your driveway, your insurance may pay to repair the damage up to your policy’s limits and minus your deductible. A homeowners insurance policy may also cover secondary structures on your property, including decks, patios, sheds, and driveways.

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23
Nov

Is Your Term Life Insurance Expired or Expiring Soon? Here Is What You Should Do

A term life insurance policy only covers you for a set period, meaning it comes with an expiration date. Generally, term life insurance will cover you for 5-30 years, depending on your policy type. As per the term life insurance rule, your beneficiaries will get the death benefit if you die during the policy period. However, what if your term

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16
Nov

Are Rental Properties Covered by Umbrella Insurance Policy?

As a landlord, you must consider your family’s safety and security as well as the security of all your rental properties, your tenants, and any potential liabilities. This is where umbrella insurance becomes useful. However, it might be a little confusing to know which liabilities are covered and which are not. This blog will help dispel the mystery surrounding umbrella

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9
Nov

Can I Get a Backdate Auto Insurance Policy?

Your auto insurance will start covering you and your vehicle right after you sign a policy. However, with backdating, the policy begins earlier than when you actually sign it. Will your provider allow you to backdate your auto insurance policy? Let’s find out. Is Backdating Auto Insurance Possible? No, because backdating a policy means stating that you have purchased auto

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19
Oct

How Customizing Your Motorcycle May Alter Your Insurance Coverage

Motorcycling is a popular hobby. Thousands of motorcycle enthusiasts visit special trade shows and exhibits every year. Many others join motorcycle clubs in order to express their love for motorcycling with others. Perhaps you enjoy riding a motorcycle because it allows you to express your creativity. You can also enjoy a sense of freedom because you have the ability to

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12
Oct

Can a Stolen Bike Be Covered by Renters Insurance? What You Need to Know

In North America, 2 million bikes go missing each year, according to Project 529, the National Bike Registry, which translates to one bike being stolen every 30 seconds on average. In this article, we examine the theft protection that renters insurance can provide for your bike as well as some frequently asked questions regarding its coverage. Is My Renters Insurance

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5
Oct

Factors That Impact Pet Insurance Premium Costs

Pet insurance coverage will help cover the expenses of veterinarian care should your pet get hurt or become ill. Like any health insurance, the price of the premium is based on several variables, including the breed of your pet and its age. Here is a closer look at four such factors that impact how much your pet insurance premium will

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28
Sep

What Type of Insurance Discount to Expect for Having a Car Alarm?

One of the many ways you can lower your car insurance premium is to install an alarm system that reduces the risks of burglary or theft. Here are important facts to know about how to get a car insurance discount. Save 2% to 10% per Year with a Car Alarm Insurance companies offer discounts to customers to encourage better risk

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21
Sep

How Having a Heart Attack May Impact Your Life Insurance Policy

There are multiple variables that impact life insurance policies. Insurers assess both present and future risks. Heart disease is a common issue that many insurance companies are aware of. Research shows that thousands of people die every year due to heart failure. The number of patients admitted to the hospital because of a serious heart condition continues to rise every

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