There are few moments that rival being on the water with the wind in your hair and the salty water around you. Whether you want to buy a watercraft or you're a current boat owner, it's important to ensure that you have the right boat insurance for your needs and vessel. To find the right coverage, take a look at these tips.
Understand coverage. Before selecting coverage, understand your insurance options. Your choice of insurance will depend on the type and size of the boat, where and when you go boating, your experience, and the type of accessories you have such as a trailer and boating equipment. Boat insurance can help to cover your watercraft if it gets damaged or stolen as well as any equipment. Your liability risk is also covered in a policy.
Remember one size does not fit all. A yacht will require different insurance coverage than a dingy. There is no one boat insurance policy that will suit every watercraft and boat owner, which is why it pays to work with an insurance professional. A good insurance agent will tailor your coverage to fit your needs, so there will be no surprises if the unexpected happens.
Know how to save. You can save money on your boat insurance in a few ways. Make sure that you have the right coverage at hand so that your future finances are protected. You can take a boating course to ensure you know how to prevent accidents and expensive claims, and you can ask your insurer to bundle coverage for a discount.
Work with an insurance agency who has your best interest in mind. When it comes to finding the right coverage, call the experts at Jack Stone Insurance Agency. We serve Brentwood, Antioch, and neighboring cities in California with reliable and comprehensive boat insurance policies.
