Jun 25, 2025
Does Homeowners Insurance Cover Earthquakes?Homeowners insurance is designed to protect your property against many types of damage, but one crucial event often isn’t covered: earthquakes. Earthquake insurance is a separate coverage that specifically protects your home from the damages caused by earthquakes. If you live in an area prone to...
Jun 18, 2025
7 Home Renovations That Can Impact Your Homeowners InsuranceRenovating your home is a great way to increase its value and improve your living space. However, some renovations can also impact your homeowners insurance. Specific changes to your property may require you to adjust your policy to ensure that you're fully covered in the event of damage or loss. Understanding...
Jun 11, 2025
Liability Car Insurance: How to stay protectedWhen you’re driving, accidents can happen at any moment, and the consequences can be costly. The right car insurance coverage is crucial, and liability car insurance is one of the most essential types you should consider. Liability car insurance helps cover the costs when you’re at fault...
Jun 04, 2025
How Does Your Location Impact Auto Insurance Premiums?When it comes to auto insurance, many factors can influence your premiums, and one of the most significant ones is your location. Whether you live in a bustling city or a quiet rural area, where you park your car and drive every day can impact your auto insurance costs. Let’s break down how your...
May 28, 2025
Is Homeowners Insurance Included in Your Mortgage?When you buy a home, there's a lot to think about: the mortgage, the down payment, monthly payments, and insurance. You might wonder, "Does homeowners insurance come bundled with my mortgage?" The answer might surprise you. While homeowners insurance isn't automatically included in your mortgage, it...
May 21, 2025
Does Auto Insurance Cover Theft? What You Need to KnowCar theft can be a frightening experience. You leave your car parked one moment, and the next, it's gone. If your car is stolen, one of your first questions is whether your auto insurance will cover the loss. In many cases, the answer depends on your coverage type. Let's break down how auto insurance...
May 14, 2025
Why Updating Your Life Insurance Policy is Essential After Getting Married?Marriage is one of the most exciting and life-changing events. Along with the joy of building a future together, it's also the perfect time to revisit your financial plans, including your life insurance policy. Many couples overlook the importance of updating their insurance policies after marriage,...
May 07, 2025
What to Do If Your Insurance Claim Gets Denied and How to Appeal ItGetting your insurance claim denied can feel like a punch to the gut. Whether it's your car, or home insurance, having your claim rejected can be frustrating and confusing. You might wonder, "What now?" The good news is that denial isn't the end of the road. It's just the beginning of your fight to get...
Apr 23, 2025
Why Empty Nesters Should Still Think About Life InsuranceLife insurance is often seen as a necessity for young families, providing financial protection while raising children. Once kids move out and build their own lives, some parents may wonder if they still need life insurance. The reality is that financial responsibilities do not always end when children...
Apr 16, 2025
Vacant Home Insurance Guide for Empty HomesHomeowners often assume their standard home insurance policy will cover their property under all circumstances. However, if a home sits vacant for an extended period, traditional policies may not provide the necessary protection. Vacant home insurance is designed for these situations, ensuring coverage...
