Jack Stone Insurance Agency

17
Jun

4 DIY Mistakes That Can Affect Homeowners Insurance and How to Prevent Them

A Do-It-Yourself (DIY) project is a great way to add a personal touch to your home. These projects can be fun and less expensive than hiring a professional. Still, the slightest errors can cost you a lot of money in repairs or replacement. They might even result in an increased home insurance premium. Here’s a look at the most common

Read more

10
Jun

8 Reasons Why You Need Umbrella Insurance

What Is Umbrella Insurance? An umbrella insurance policy provides additional protection beyond the coverage limits of your existing policies. The policy also provides for claims that may not be included in your liability policies. Umbrella insurance provides coverage for injuries, property damage, certain lawsuits, and personal liability situations. Here are some instances when having umbrella insurance will save you from

Read more

3
Jun

What You Need to Know about Car Insurance Checks

There are so many questions involved in choosing an insurance policy for your automobile. It is essential to properly understand the terms, conditions, and policies of your automobile insurance. To help you understand what car insurance checks are all about, the following are the answers to some of the most common questions asked car insurance checks. The Ideal Time to

Read more

13
May

A Quick Guide to Earthquake Insurance in California

Most people don’t talk much about earthquakes, even in regions with plenty of seismic history. First-time home buyers often overlook the fact that earthquakes aren’t covered in standard homeowners insurance plans. Here’s a look at why all California homeowners need a disaster plan that includes earthquake insurance. What Earthquake Insurance Covers Dwelling – The foundation, the entire structure of your

Read more

6
May

All You Need to Know About Finding the Right Condo Insurance

Finding condo insurance coverage is generally seen as being more complicated than traditional home insurance coverage. While you research coverage, speak with your lender and go over your condo association guide. Your condo association guide includes a master policy. This policy notes the extent of coverage available for damages to common areas and outside walls. Your condo may have a

Read more

29
Apr

Will My Condo Insurance Policy Cover Water Damage?

As a condo owner, the responsibility of insuring your unit lies with you, according to the NAIC (National Association of Insurance Commissioners). This means, if a leak in your condo causes water damage, it’s typically your responsibility and not the HOA’s (Homeowners Association). Does Condo Insurance Policy Cover Water Damage? Your condo insurance policy water coverage will generally cover water

Read more

22
Apr

All You Need to Know About RV Insurance Policy

If you own a recreational vehicle (RV), you should insure it against perils such as vandalism, theft, and accidents. This is important because, between 2016 and 2018, the U.S. Fire Administration (USFA) received about 3,700 fire reports related to recreational vehicles, which resulted in at least $58 million worth of losses. You should purchase the right RV insurance for your

Read more

15
Apr

Will My Auto Insurance Policy Cover Off-Road Driving?

In the U.S., most auto insurance policies only cover “normal usage” of road-legal vehicles, which means driving on the highway. However, Americans love off-road driving. To give you an idea, the U.S. off-road vehicles market was worth around $9 billion in 2017 and has been growing steadily since then, as reported by the Global Market Insights. Additionally, the U.S. Department

Read more

8
Apr

Why Do You Need a Classic Car Insurance?

Classic car insurance offers specialized coverage options that are tailored to address the classic car owners’ needs. The defining feature of classic car insurance, however, is agreed value coverage.  Agreed value coverage means that, unlike regular cars that are mainly valued by insurers based on age and mileage, the valuation of your classic car is based on a value you’ve

Read more

Our approach is unique. See how we can help you!  Contact Us